Banks, their owners, shareholders also have to eat, of course, have to make incomes. They are making it often with fees because the other common, traditional way – margins between interests of bank deposits and credits – is almost impossible. (Zero or negative interests here in Europe.)
And this is important for all of us. Think about it: most people are receiving their wage directly to their bank account. Some thousandths (0.1 percents) can be a lot of money in the long term. Billions and billions on national level.
O. K., let’s suppose financial services aren’t free, providers have to eat, some costs are to be paid. But, how much do you consider reasonable per transaction? (External interbank transfer, internal transfer from one account to other, cash withdrawal, etc.) How much is fair?
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I don’t know because I have no account